BharatPe for Merchants

Introducing BharatPe

BharatPe is a comprehensive payment app that facilitates acceptance of UPI and card payments from various apps. Merchants can seamlessly accept payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and over 150 other banking apps with a single QR code. BharatSwipe supports both debit and credit card payments. A large number of merchants, totaling over 7 million, rely on BharatPe for payment solutions. Users can also invest their earnings to earn up to 12% annual interest and access loans with competitive low interest rates to grow their businesses.

Accept all Types of Payment

BharatPe allows users to accept payments from major UPI apps like Paytm, PhonePe, and Google Pay without any fees. Customers can pay using various modes such as Bank Account, RuPay Credit card, and Wallets. Additionally, users can instantly withdraw money and transfer it directly to their bank accounts.

Business Loans Made Easy

Expand your business with BharatPe's low-interest loans and a hassle-free online application process that is 100% digital, requiring no paperwork, collateral, or guarantees. Repay your loan effortlessly through Easy Daily Installments (EDI).

Loan Repayment Terms:

• Repay in Easy Daily Installments (EDI).
• Loan Tenure: 3 - 15 months
• Minimum Tenure: 3 months
• Maximum Tenure: 15 months

Interest Rate - Annual Percentage Rate (APR):

• APR is communicated in the BharatPe App when taking a loan.
• Ranges from 21% - 30%
• Minimum APR: 21%
• Maximum APR: 30%
• Loan Amount: Rs. 10,000 - Rs. 10,00,000
• Processing fees: 0% - 2%

NBFC partners:

BharatPe collaborates with RBI-approved NBFCs like LendenClub (Innofin Solutions Private Limited), Liquiloans (NDX P2P Private Limited), Trillions (TRILLIONLOANS FINTECH PRIVATE LIMITED), ABFL (Aditya Birla Finance Limited), and Arthmate (Mamta Financing India Private Limited). The NBFC's sanction letter is displayed within the app and shared as a notification.

Earn up to 12%

Earn up to 12% interest on your BharatPe account balance with daily crediting. Add funds or request withdrawals at your convenience, knowing your money is securely invested with RBI-approved NBFC partners.

Permissions

In compliance with the National Payments Corporation of India (NPCI) regulations, SIM binding (Send and Receive SMS) is required from the user's device to authenticate and authorize UPI payments. Additional permissions such as Location and Contacts are necessary to create your credit profile and provide loan offers. For our privacy policy, visit: Privacy Policy - BharatPe
Please note that BharatPe is the brand name of the application launched by Resillient Innovations Private Limited. BharatPe is our developer name.

Contact Information:

• +918882555444
• [email protected]
• Home - BharatPe
• Head Office:
  Resilient Innovations Private Limited
  Address: 7th and 12th Floor, Building No. 8 Block-C, Cyber City DLF City
  Phase 2 Road, Gurugram, Haryana, 122008.